Florida Episcopal Federal Credit Union
Fee Schedule
Effective
February 1, 2003
Share Account Fees
IRA Share Account Enrollment Fee:
$5.00 to open account
IRA Share Account Transfer/Rollover Fee: $10.00 to close as a rollover or transfer
Christmas Club Share Account Early Withdrawal Fee: $5.00 per withdrawal
Share Draft/Checking Account Fees
New Account Set Up Fee: $5.00
(Includes 12 temporary checks)
Overdraft Protection Fee: $2.00 per transfer (transfers
in $25.00 increments only)
NSF Fee: $25.00
Overdraft Fee: $25.00
Returned Item Fee: $10.00
Stop Payment Fee: $15.00
Check Copy Fee: $3.00 per check
Account Reconciliation Fee: $20.00 per hour (one hour
minimum)
Account Research Fee: $20 for history over 23 months
Statement Copy Fee: $3.00 current quarter statement,
$5.00 per statement for previous quarter
Account Activity Printout Fee: $2.00 per page (last 23
months only)
Cost of Checks Fee: Prices vary depending upon
style
Temporary Checks for Existing Account Fee: $2.00 for 4
Closing Fee Due to Excessive NSF: $25.00 (account may
be closed at the discretion of the manager if more than three (3) NSFs occur within a
month.)
Monthly Service Fee for Balances Below $50: $10.00 (to avoid
this fee, a minimum daily balance of $50 must be maintained. )
Money Market Account Fees
Return Item Fee:
$25.00 (for NSF or exceeding withdrawal limitation)
Monthly Service Fee: $10.00 (if minimum
balance is not maintained)
NSF Fee: $25.00
Free checks provided for balances of $1,000 or more
Other Service Fees (applicable to all accounts)
Account Research Fee: $20.00 for history
over 23 months
Deposited Item Return Fee: $10.00 per item
Wire Transfer (outgoing) Fee: $20.00
per transfer for domestic; $30 per transfer for foreign
Cashier’s Check Fee: $3.00 per check
Account Closure Fee: $10.00 if closed within one (1)
year
Abandoned Account Fee: $10.00 per month
Account Activity Printout Fee: $2.00 per page (last 23
months only)
Teller Checks Fee: $1.00 per check
Fax Service Fee: $2.00
Statement Copy Fee: $3.00 per page, current quarter,
$5.00 per page, previous quarter
Overnight Delivery: $25.0o
weekday, $30 Saturday delivery
American Express Travelers’ Cheques:
$.60 per $100 (fee for two-party cheques is $.75 per $100)
Electronic Funds Fees
ACH NSF Fee: $25.00
ACH Stop Payment Fee: $20.00
Credit Union Membership
Membership Share: $25.00 par
value.
Payroll deduction opening deposit can be less as long as the regular deposits will bring
the account to a $50.00 balance within six (6) months.
Membership Fee: $5.00
ATM Fees
Application Fee for
Card and PIN: $5.00 per card
ATM Card Reinstatement:
$5.00
ATM Hot Card Fee:
$5.00
ATM Withdrawals: $1.25
(no charge for using CU24 machines)
ATM Balance Inquiry
Fee: $1.00
after 4 per month
Loan Processing Fees
Loan Application Fee: $10.00
Late Processing Fee: $10.00
Late Payment Fee: $20.00
(late fee applies to VISA also)
Loan Cancellation Fee (before first
payment): $50.00
The rates appearing in this Rate and Fee Schedule are accurate and effective
for accounts as of the Effective Date indicated above. If you have any questions or
require current rate information on your accounts, please call the credit union. |
