We do not
disclose any nonpublic information about you to anyone, except as required
or permitted by law. If you decide to terminate your membership or become
an inactive member, we will adhere to these privacy policies and practices.
We restrict
access to your personal and account information to only those employees
who need to know that information to provide products or services to
you. We maintain physical, electronic and procedural safeguards that
comply with federal regulations to guard your nonpublic personal information.